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Where to find money

 
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Elaine of TSA  

Personal Grants

MODEST NEEDS GRANTS:

In keeping with its mission, Modest Needs offers the following types of grants
  • Self-Sufficiency Grants

Modest Needs makes Self-Sufficiency Grants by remitting payment to a creditor for an expense on behalf of an otherwise self-sufficient individual or family for a relatively small, emergency expense which the individual or family could not have anticipated or prepared for.

In making a Self-Sufficiency Grant, our goal is to prevent an otherwise self-sufficient individual or family from entering the cycle of poverty as a result of the financial burden posed by a relatively small emergency expense.

For example, we might make a Self-Sufficiency Grant to cover the cost of an emergency auto repair that must be made if an individual is to continue working.

  • Back-to-Work Grants

Modest Needs makes Back-to-Work grants by remitting payment for a small work-related fee or expense on behalf of a temporarily unemployed individual.

In making a Back-to-Work grant, our goal is to provide a willing but temporarily unemployed individual with the means to return to work.

For example, we might make a Back to Work grant to cover the cost of a professional license renewal for a temporarily displaced worker.

  • Independent Living Grants

Modest Needs makes Independent Living Grants by remitting payment to a creditor for an expense on behalf of persons who are permanently unable to work but who nevertheless are living independently on the limited income to which they are entitled - their retirement income, or their permanent disability income, for example.

In making an Independent Living Grant, our goal is to empower financially responsible persons who cannot work to continue to live independently on their limited incomes, despite an unexpected expense which no conventional agency is prepared to address.

For example, we might make an Independent Living Grant to cover the cost of maintenance on a piece of accessibility equipment not covered by Medicaid, to cover an unexpectedly large prescription medication co-pay, or to assist with a large summer cooling bill.

http://www.modestneeds.org/help/grants/

 

You should apply for a Bridge Grant if:You are currently unemployed and need help to afford a small, emergency expense that is essential to your ability to look for / accept new employment and /or to remain self-sufficient while waiting for your unemployment benefits to start.

For example, a person who received a layoff letter recently due to the economic downturn and cannot afford to pay rent while waiting for unemployment benefits to kick in would be an excellent candidate for a Bridge grant.

 

 

WISH UPON A HERO FOUNDATION GRANTS:

http://www.wishuponaherofoundation.org/programs.php

 Walk On Heroes Program was organized in order to ensure that no one person goes without the basic necessities of everyday life such as  shelter, utilities, and personal items.  Unfortunately, many people worldwide have to make decisions daily in order to survive. Walk On Foundation (www.walkonfoundation.com) a small organization based out of Central PA has joined one of the largest online assistance networking sites Wish Upon A Hero (www.wishuponahero.com) in order to provide these basic necessities.

Program:

Baby Hero - Welcome Home Program helps families with supplies for newborns and expecting mothers.

Program:

The Clothes Angels Program helps provides clothes assistance for individual and families.

Program:

Hungry for Heroes delivers food for those in need.

 

 

List of Government Grants

              for Home Purchases & Repairs

(Note**This site has some ads to purchase grant software of other companies for a small fee.  Please be aware that many of them have additional automatic monthly fees in the fine print and you should not be mislead that they are necessary or will offer you any additional info.  Please note that you are encouraged to utilize ONLY the free information on the following page link.)

See Section:

Locate Homebuyer Assistance and Home Improvement Programs.
                     This is a completely free service.
             Click on your below state to get started!

 http://www.homebuyerfunds.com/local_homebuyer_grants.htm

 

 

 

 

Population Specific Grants: 

Low-income:

The Individual Development Account (IDA) Program empowers low-income families to build long-term productive assets through matched savings accounts. The participant’s accumulated funds may be used to purchase a home, or start a business, or to continue higher education or vocational training. 

http://www.state.nj.us/dca/divisions/dhcr/offices/ida.html

  Note**

       Most states have IDA programs available - see:

http://www.wid.org/publications/individual-development-account-question-and-answer-sheet-a-guide-for-ida-consumers-with-disabilities

 

Low-income - Child Care Assistance Grants:

State child care assistance programs are funded through the Child Care and Development Fund (CCDF). CCDF is a Federal program that assists low-income families, families receiving Temporary Assistance for Needy Families (TANF), and those transitioning from TANF in getting child care so they can work or attend training/education. Each State has its own eligibility guidelines. You may apply for child care assistance (sometimes called a “subsidy” or “voucher”) at a State or local agency. You may receive assistance if you show that the following is true:
• You need child care to work, attend school, or receive training;
• Your income is not greater than the income limit set by your State;
• Your child is younger than 13 years; and/or
• Your child has a special need or is under court supervision and is younger than 19 years.

To learn more about your child care assistance program, contact your State child care agency. The National Child Care Information and Technical Assistance Center (NCCIC), a service of the Child Care Bureau, hosts a Web site that provides the contact information for all State CCDF agencies at http://nccic.acf.hhs.gov/statedata/dirs/display.cfm?title=ccdf

Info on the above can be found on the following site: 

US Dept of Health and Human Services Administration for Children and Families

 

 

Disabled Persons- seeking employment Grants:

  • Providing grants to support job-seekers with disabilities in securing the tools they need to secure competitive employment. Transportation, wardrobe, and adaptive technology costs can sometimes stand in the way of a person realizing an opportunity that they are qualified to accept. The Foundation seeks to provide resources to help eliminate these obstacles so that qualified people can succeed in employment
  • http://workplacefoundation.org/foundation.htm

    Funding is available for such things as adaptive needs and equipment, rehabilitation and special treatments not covered by private insurance or other funded sources.

    http://www.joniandfriends.org/CFD_Application.pdf

     

     

    Terminally Ill:

    Description

    The National Association for the Terminally Ill gives financial assistance to the children and families of those suffering from a terminal illness whose life expectancy is two (2) years or less. The association's goal is to help these families regain financial independence.

    http://www.healthfinder.gov/orgs/HR3440.htm

    http://terminallyill.org/

     

    Persons Subject to Domestic Violence:

    Educational and Employment Assistance Grants

    http://www.nnedv.org/projects/allstatefoundtion/ejtf.html

     

     

    Crime Victim's Compensation:

    To qualify for compensation, victims must meet certain requirements.

    While every state operates under its own law, the requirements are broadly similar. Victims must:

    1. Report the crime promptly
    2. Cooperate with law enforcement
    3. File a timely application
    4. Be innocent of wrongdoing
    5. Have an expense or loss not covered by insurance or another public benefit program, like the V.A., CHAMPUS, Medicaid, and other federal programs.

    http://www.nacvcb.org/

      Contacts by State:    

     http://www.nacvcb.org/documents/Contact%20list%207-1-05.doc

     

     

    International Terrorism Victim Expense Reimbursement Program

      Click Here for info

     

     

     

    Refugees:

    NJ's Refugee Resettlement Program (RRP)

    NJ's RRP is a federally funded program that provides cash and medical assistance to refugees. An individual is considered a refugee for purposes of RRP if he or she fled from and cannot return to his or her place of national origin because of fear of persecution on account of race, religion or political opinion.

    Only single individuals or couples without children are eligible for the RRP program, which is administered by the county welfare agencies for up to eight months, based on the refugee's date of entry into this country. All other refugees, if otherwise eligible, can receive assistance under the WFNJ program.

    http://www.state.nj.us/humanservices/dfd/rrp.html

     

     

     

    Resident Specific Grants:

    Bergen County, New Jersey:  

    Compassion Fund - Note** Although several counties are still listed on the web link, the following 2 grants are restricted to Bergen County, NJ residents only.
    The Compassion Fund assists individuals, families, and children in crisis by providing funds directly to those in need or to agencies working on their behalf.

    This initiative has helped many North Jersey citizens including:

    • Covering housing expenses for two separate single mothers whose residences were destroyed by fires.
    • Helping a single mother keep her home by paying a tax lien that was put on her home due to not receiving child support.

    For guidelines and application for the Compassion Fund, please click here (pdf)

    Also this one:

    The Fund For Military Families
    In the last four years, an estimated 9,000 New Jersey soldiers have gone to war. Extended deployments have left family members in our community with serious economic, physical and emotional challenges. They need help to pay rent, mortgages, utility bills, child care cost, and counseling. Your donation will hold together families that are sacrificing so much. 

    To make a contribution, please click here. 100% of your donation will be directed to those in need.  The Fund for Military Families is a partnership among the North Jersey Media Group, Bergen County’s United Way and 2-1-1.

    The above grant eligibilty screening is processed thru the NJ 211 call ctr.

     

    The five-state region of

    Arkansas, Louisiana, New Mexico, Oklahoma and Texas:

     The DREAM Fund, since its inception in 1991, has directed hundreds of thousands of dollars to people in the advertising, public relations and media industries whose lives have hit unexpected difficulties and life-changing events: illness, tragic loss and injury.

    http://www.dreamfund.org/

     

     

    Profession / Career Based Grants:

     

    Artists of any discipline:

    Change, Inc. provides one-time emergency grants up to $1000 to artists of any discipline. Applicants must be professional artists who can demonstrate need.

    http://www.artisttrust.org/node/346 

     

    Artists (painters, graphic artists, sculptors):

    The Artists' Fellowship, Inc. is a private, charitable foundation that assists professional fine artists (painters, graphic artists, sculptors) and their families in times of emergency, disability, or bereavement.

    http://artistsfellowship.org/ 

     

     

     

     

    Rythm and Blues Artists:

    Are you an R&B Musician in need of financial assistance?

    Are you an R&B musician who is currently experiencing a financial hardship? We may be able to help! Please do not hesitate to contact us for more information or to learn if you are eligible. Please email Financial Administrator Tina Ryan Wise at twise@rhythmblues.org, call 215.568.1080, ext. 1005, or call toll-free, 800.258.3799.

    http://www.rhythm-n-blues.org/support.php

     

     

    Emergency or Disaster Induced Emergency Grants for Individuals

     

     

    General Population

    FEMA: 

    http://www.fema.gov/assistance/index.shtm

     

    Disaster Unemployment:

    http://www.ows.doleta.gov/unemploy/disaster.asp

     

    Craft Artists

    Have you or do you know of a professional craft artist who has experienced a recent, career-threatening emergency? You or your friend may be eligible for CERF assistance.

    http://craftemergency.org/programs/relief/

     

    Postal Employees Relief Fund

    The Postal Employees’ Relief Fund (PERF) is a 501 (c) (3) charitable organization operated by the various management and union organizations of the U.S. Postal Service to benefit postal employees who become victims of a major natural disaster.

    http://www.postalrelief.com/

     

    Veterans

    American Legion: 

    Eligibility Criteria:

    1. Eligibility open to Legionnaires and Sons of The American Legion members (up to $1,500) Legion posts (up to $5,000).
    2. Not meant to replace or repair items, only to meet most immediate needs (i.e., temporary housing, food, water, clothing, diapers, etc.)
    3. Does not cover insurance compensation or monetary losses from a business, structures on your property (barns, tool sheds, etc.,) equipment or vehicles.
    4. Membership must be active at time of disaster and the time of application

    http://www.legion.org/veterans/assistance/nef

    Disabled American Veterans: 
    To be eligible for a DAV disaster relief grant, the following criteria must be met:
    • The applicant must be a service-connected disabled veteran or the spouse thereof (same household).
    • The applicant must be the victim of a natural/national disaster.
    • The applicant’s claimed loss must not be covered by insurance.
    • The applicant’s claimed loss must not be covered by other emergency relief agencies.

    http://www.dav.org/veterans/DisasterRelief.aspx

    reply to Elaine of TSA